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MEMBERS CHOICE CREDIT UNION

Company Details

Name: MEMBERS CHOICE CREDIT UNION
Legal type: Credit Union
Status: Active
File Date: 19 Jul 1932 (93 years ago)
Organization Date: 19 Jul 1932 (93 years ago)
Authority Date: 19 Jul 1932 (93 years ago)
Last Annual Report: 26 Mar 2003 (22 years ago)
Organization Number: 0001943
ZIP code: 41105
City: Ashland, Summitt
Primary County: Boyd County
Principal Office: P. O. BOX 1468, ASHLAND, KY 41105
Place of Formation: KENTUCKY

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2023 616029190 2025-02-10 MEMBERS CHOICE CREDIT UNION 47
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2025-02-10
Name of individual signing JENNA RAMEY
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2023 616029190 2025-02-10 MEMBERS CHOICE CREDIT UNION 21
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2025-02-10
Name of individual signing JENNA RAMEY
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2022 616029190 2024-03-08 MEMBERS CHOICE CREDIT UNION 44
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2024-03-08
Name of individual signing JENNA RAMEY
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2022 616029190 2024-03-08 MEMBERS CHOICE CREDIT UNION 15
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2024-03-08
Name of individual signing JENNA RAMEY
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2021 616029190 2022-12-29 MEMBERS CHOICE CREDIT UNION 44
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2022-12-29
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2021 616029190 2022-12-29 MEMBERS CHOICE CREDIT UNION 15
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2022-12-29
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2020 616029190 2022-03-15 MEMBERS CHOICE CREDIT UNION 43
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 411017193

Signature of

Role Plan administrator
Date 2022-03-15
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2020 616029190 2022-03-15 MEMBERS CHOICE CREDIT UNION 13
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 411017193

Signature of

Role Plan administrator
Date 2022-03-15
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2019 616029190 2021-01-21 MEMBERS CHOICE CREDIT UNION 39
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2021-01-21
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
MEMBERS CHOICE CREDIT UNION MONEY PURCHASE PLAN AND TRUST 2019 616029190 2021-01-22 MEMBERS CHOICE CREDIT UNION 13
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2021-01-22
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2020/03/06/20200306131903NAL0028941186001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2020-03-06
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2020/03/06/20200306131631NAL0012243457001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 411017193

Signature of

Role Plan administrator
Date 2020-03-06
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2019-03-15
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2019/12/05/20191205095454P030101610079001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2019-12-05
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2019/12/05/20191205095110P030101603023001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2019-12-05
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2019-03-15
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2018/03/15/20180315142800P030137066679001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2018-03-15
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2018/03/14/20180314102513P030134415543001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, ASHLAND, KY, 411051468

Signature of

Role Plan administrator
Date 2018-03-14
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2017/03/13/20170313104208P030054110209001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 411017193

Signature of

Role Plan administrator
Date 2017-03-13
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2017/03/13/20170313103526P040053395399001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 411017193

Signature of

Role Plan administrator
Date 2017-03-13
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2016/03/10/20160310081859P040027919975001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 411017193

Signature of

Role Plan administrator
Date 2016-03-10
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2016/03/10/20160310081455P030026469047001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 411017193

Signature of

Role Plan administrator
Date 2016-03-10
Name of individual signing CHERYL DEBORDE
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2014/12/11/20141211111857P040045513295001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 41101

Signature of

Role Plan administrator
Date 2014-12-11
Name of individual signing LESLIE VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2014/12/11/20141211111658P030048819773001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 41101

Signature of

Role Plan administrator
Date 2014-12-11
Name of individual signing LESLIE VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2013/08/28/20130828072219P040369823875001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 41101

Signature of

Role Plan administrator
Date 2013-08-28
Name of individual signing LESLIE VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2013/08/28/20130828072401P040369826771001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 41101

Signature of

Role Plan administrator
Date 2013-08-28
Name of individual signing LESLIE VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2012/09/12/20120912135255P040049479874001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 41101

Plan administrator’s name and address

Administrator’s EIN 616029190
Plan administrator’s name MEMBERS CHOICE CREDIT UNION
Plan administrator’s address 145 RUSSELL RD, ASHLAND, KY, 41101
Administrator’s telephone number 6063297876

Signature of

Role Plan administrator
Date 2012-09-12
Name of individual signing LESLIE R VINCENT
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2012-09-12
Name of individual signing LESLIE R VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2012/09/12/20120912134946P040004369219001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, ASHLAND, KY, 41101

Plan administrator’s name and address

Administrator’s EIN 616029190
Plan administrator’s name MEMBERS CHOICE CREDIT UNION
Plan administrator’s address 145 RUSSELL RD, ASHLAND, KY, 41101
Administrator’s telephone number 6063297876

Signature of

Role Plan administrator
Date 2012-09-12
Name of individual signing LESLIE R VINCENT
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2012-09-12
Name of individual signing LESLIE R VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2011/12/05/20111205151205P030005407847001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, RURAL ASHLAND, KY, 41101

Plan administrator’s name and address

Administrator’s EIN 616029190
Plan administrator’s name MEMBERS CHOICE CREDIT UNION
Plan administrator’s address 145 RUSSELL RD, RURAL ASHLAND, KY, 41101
Administrator’s telephone number 6063297876

Signature of

Role Plan administrator
Date 2011-12-05
Name of individual signing LESLIE VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2011/12/05/20111205151102P030005407719001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address 145 RUSSELL RD, RURAL ASHLAND, KY, 41101

Plan administrator’s name and address

Administrator’s EIN 616029190
Plan administrator’s name MEMBERS CHOICE CREDIT UNION
Plan administrator’s address 145 RUSSELL RD, RURAL ASHLAND, KY, 41101
Administrator’s telephone number 6063297876

Signature of

Role Plan administrator
Date 2011-12-05
Name of individual signing LESLIE VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2011/01/25/20110125150412P040020016017001.pdf
Three-digit plan number (PN) 002
Effective date of plan 1992-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, RURAL ASHLAND, KY, 41105

Plan administrator’s name and address

Administrator’s EIN 616029190
Plan administrator’s name MEMBERS CHOICE CREDIT UNION
Plan administrator’s address PO BOX 1468, RURAL ASHLAND, KY, 41105
Administrator’s telephone number 6063297876

Signature of

Role Plan administrator
Date 2011-01-25
Name of individual signing LESLIE R VINCENT
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2011-01-25
Name of individual signing LESLIE R VINCENT
Valid signature Filed with authorized/valid electronic signature
File https://efast2-filings-public.s3.amazonaws.com/prd/2011/01/25/20110125150237P040093079424001.pdf
Three-digit plan number (PN) 001
Effective date of plan 1990-06-01
Business code 522130
Sponsor’s telephone number 6063297876
Plan sponsor’s address PO BOX 1468, RURAL ASHLAND, KY, 41105

Plan administrator’s name and address

Administrator’s EIN 616029190
Plan administrator’s name MEMBERS CHOICE CREDIT UNION
Plan administrator’s address PO BOX 1468, RURAL ASHLAND, KY, 41105
Administrator’s telephone number 6063297876

Signature of

Role Plan administrator
Date 2011-01-25
Name of individual signing LESLIE R VINCENT
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2011-01-25
Name of individual signing LESLIE R VINCENT
Valid signature Filed with authorized/valid electronic signature

Director

Name Role
DELORES A. GREER Director
FRANK E. SALISBURY Director
CHARLES E. COPLEY Director
DONALD MUSIC Director
PATTY J. TAYLOR Director

Incorporator

Name Role
DELORES A. GREER Incorporator
FRANK E. SALISBURY Incorporator
FREDERICK K. LONG Incorporator
DOANLD MUSIC Incorporator
LILLIAN E. MAYHEW Incorporator

Registered Agent

Name Role
SEAN M. WHITT Registered Agent

Licenses

Department License Number License Type / Line of Authority Status Issue Date Effective Date Inactive Date Expiry Date Address
Department of Financial Institutions 62026 Credit Union Active - - - - 145 Russel RoadAshland, KY 41101
Department of Insurance DOI ID 641952 Agent - Limited Line Credit Inactive 2010-06-28 - 2012-04-02 - -

Former Company Names

Name Action
KENESCO CREDIT UNION, INC. Merger
KENTUCKY POWER COMPANY EMPLOYEES CREDIT UNION, INC. Merger
ASHLAND ARMCO EMPLOYEE'S CREDIT UNION Old Name

Assumed Names

Name Status Expiration Date
KENTUCKY POWER COMPANY EMPLOYEES CREDIT UNION, INC. Inactive -
KENESCO CREDIT UNION, INC. Inactive -
MEMBERS CHOICE CREDIT UNION Active -
ASHLAND ARMCO EMPLOYEE'S CREDIT UNION Inactive -

Filings

Name File Date
Registered Agent name/address change 2025-04-10
Registered Agent name/address change 2022-08-09
Registered Agent name/address change 2020-02-11
Registered Agent name/address change 2019-04-18
Articles of Merger 2006-06-14
Annual Report 2003-09-24
Annual Report 2003-05-12
Annual Report 2002-08-22
Annual Report 2002-04-08
Annual Report 2001-08-02

Tax Exempt

EIN Type of Organization Exempt Organization Status Address Ruling Date
61-6029190 Corporation Unconditional Exemption PO BOX 1468, ASHLAND, KY, 41105-1468 1934-09
In Care of Name -
Group Exemption Number 0000
Subsection Credit Union, Other Mutual Corp. or Assoc.
Affiliation Independent - This code is used if the organization is an independent organization or an independent auxiliary (i.e., not affiliated with a National, Regional, or Geographic grouping of organizations).
Classification Government Instrumentality, Title-Holding Corporation, Charitable Organization, Agricultural Organization, Board of Trade, Pleasure, Recreational, or Social Club, Fraternal Beneficiary Society, Order or Association, Voluntary Employees' Beneficiary Association (Non-Govt. Emps.), Domestic Fraternal Societies and Associations, Teachers Retirement Fund Assoc., Benevolent Life Insurance Assoc., Burial Association, Credit Union, Mutual Insurance Company or Assoc. Other Than Life or Marine, Corp. Financing Crop Operations, Supplemental Unemployment Compensation Trust or Plan, Employee Funded Pension Trust (Created Before 6/25/59), Post or Organization of War Veterans, Legal Service Organization, Black Lung Trust, Multiemployer Pension Plan, Veterans Assoc. Formed Prior to 1880, Trust Described in Sect. 4049 of ERISA, Title Holding Co. for Pensions, etc., State-Sponsored High Risk Health Insurance Organizations, State-Sponsored Workers' Compensation Reinsurance, ACA 1322 Qualified Nonprofit Health Insurance Issuers, Apostolic and Religious Org. (501(d)), Cooperative Hospital Service Organization (501(e)), Cooperative Service Organization of Operating Educational Organization (501(f)), Child Care Organization (501(k)), Charitable Risk Pool, Qualified State-Sponsored Tuition Program, 4947(a)(1) - Private Foundation (Form 990PF Filer)
Deductibility Contributions are not deductible.
Foundation All organizations except 501(c)(3)
Tax Period 2023-12
Asset 50,000,000 to greater
Income 10,000,000 to 49,999,999
Filing Requirement 990 (all other) or 990EZ return
PF Filing Requirement No 990-PF return
Accounting Period Dec
Asset Amount 403136466
Income Amount 41758797
Form 990 Revenue Amount 21048521
National Taxonomy of Exempt Entities -
Sort Name -

Copies of Returns (990, 990-EZ, 990-PF, 990-T)

Organization Name MEMBERS CHOICE CREDIT UNION
EIN 61-6029190
Tax Period 202212
Filing Type E
Return Type 990O
File View File
Organization Name MEMBERS CHOICE CREDIT UNION
EIN 61-6029190
Tax Period 202112
Filing Type E
Return Type 990O
File View File
Organization Name MEMBERS CHOICE CREDIT UNION
EIN 61-6029190
Tax Period 201812
Filing Type E
Return Type 990O
File View File
Organization Name MEMBERS CHOICE CREDIT UNION
EIN 61-6029190
Tax Period 201712
Filing Type E
Return Type 990O
File View File
Organization Name MEMBERS CHOICE CREDIT UNION
EIN 61-6029190
Tax Period 201612
Filing Type E
Return Type 990O
File View File
Organization Name MEMBERS CHOICE CREDIT UNION
EIN 61-6029190
Tax Period 201512
Filing Type E
Return Type 990O
File View File

Sources: Kentucky Secretary of State