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FIRST FINANCIAL CREDIT, INC.

Company Details

Name: FIRST FINANCIAL CREDIT, INC.
Legal type: Kentucky Corporation
Status: Active
Standing: Good
Profit or Non-Profit: Profit
File Date: 03 Dec 1992 (32 years ago)
Organization Date: 03 Dec 1992 (32 years ago)
Last Annual Report: 15 May 2024 (10 months ago)
Organization Number: 0308112
Industry: Non-Depository Credit Institutions
Number of Employees: Small (0-19)
ZIP code: 40702
City: Corbin
Primary County: Whitley County
Principal Office: P. O. BOX 1450, 200 SOUTH KENTUCKY AVENUE, CORBIN, KY 40702
Place of Formation: KENTUCKY
Authorized Shares: 1000

Registered Agent

Name Role
CT CORPORATION SYSTEM Registered Agent

Officer

Name Role
Terry E Forcht Officer

President

Name Role
Tom Hourigan President

Secretary

Name Role
Rodney Shockley Secretary

Treasurer

Name Role
Roger W Alsip Treasurer

Director

Name Role
Terry E Forcht Director
Tom Hourigan Director
Roger W Alsip Director
Charlene Powell Director
Dennis Cupp Director
Rodney Shockley Director
Debra K. Reynolds Director

Incorporator

Name Role
TERRY E. FORCHT Incorporator

Licenses

Department License Number License Type / Line of Authority Status Issue Date Effective Date Inactive Date Expiry Date Address
Department of Financial Institutions 1289 Consumer Loan Closed - Surrendered License - - - - 801 Master Street, Suite #2Corbin , KY 40702
Department of Financial Institutions CL285967 Consumer Loan Closed - Surrendered License - - - - 102 Blair's Way, Suite 500Louisa , KY 41230
Department of Financial Institutions CL80308 Consumer Loan Closed - Surrendered License - - - - 1215 Town & Country Plaza, Suite 5Monticello , KY 42633
Department of Financial Institutions 1461 Consumer Loan Closed - Surrendered License - - - - 107 CVB Lane, Suite 3London , KY 40741
Department of Financial Institutions 1352 Consumer Loan Closed - Surrendered License - - - - 1115 Jamestown StreetColumbia , KY 42728
Department of Financial Institutions CL719787 Consumer Loan Current - Licensed - - - - 200 South Kentucky StreetCorbin , KY 40701
Department of Financial Institutions CL6821 Consumer Loan Closed - Surrendered License - - - - 2405 Sir Barton WayLexington , KY 40509
Department of Financial Institutions 1580 Consumer Loan Closed - Surrendered License - - - - 145 Cemetery RoadLebanon , KY 40033
Department of Financial Institutions CL71466 Consumer Loan Closed - Surrendered License - - - - 401 Knox StreetBarbourville , KY 40906
Department of Insurance DOI ID 400445 Agent - Limited Line Credit Active 2022-06-06 - - 2026-03-31 -

Assumed Names

Name Status Expiration Date
FIRST FINANCIAL CREDIT CORP. Inactive 2018-07-15
FIRST FINANCIAL CREDIT CORPORATION Inactive 2013-07-15
1ST FINANCIAL CREDIT CORP. Inactive 2013-07-15

Filings

Name File Date
Annual Report 2024-05-15
Annual Report 2023-05-10
Annual Report 2022-05-31
Annual Report 2021-02-12
Annual Report 2020-03-10
Annual Report 2019-06-03
Annual Report 2018-04-26
Annual Report 2017-05-15
Annual Report 2016-06-20
Annual Report 2015-05-08

CFPB Complaint

Complaint Id Date Received Issue Product
3217473 2019-04-19 Problem with additional add-on products or services Payday loan, title loan, or personal loan
Issue Problem with additional add-on products or services
Timely Yes
Company First Financial Credit, Inc
Product Payday loan, title loan, or personal loan
Sub Product Installment loan
Date Received 2019-04-19
Submitted Via Web
Company Response Closed with monetary relief
Consumer Disputed N/A
Date Sent To Company 2019-04-23
Complaint What Happened When I took out my loan last year I told them I did not want any insurance on the loan well months later when i looked at my papers i seen where i had all the insurances they offer and an auto insurance also i phoned office was told i did not have insurance on my loan i told them it was on my paperwork so they told me to bring it in ... .so i work over 40+hours out if town its hard to get time to go in so when i finally took a day off to go in today they had me sign a paper that says I wanted to drop life and disability and told me come back next week sometime they would have me a check ready then so when I left I took paper to my girlfriend she ask about auto club as it was not on the paper the paper was also dated for that day instead of being backdated to my loan date I have been given the run around for like 6 months now on this issue I talked to supervisor today told me that she was called about dropping insurance on a loan but that the office didn't say anything about dropping the auto which she found out hadn't been dropped at all so I inquired about other insurance like person property she told me I had to have that and I know by law I dont have to so she wouldnt drop the property insurance at all. So supervisor called me back said they were gon na send me check in the mail for the ones they dropped sometime next week. I dont know why this has been such a hassle and I have been lied to so many times
Consumer Consent Provided Consent provided
11792743 2025-01-28 Repossession Vehicle loan or lease
Issue Repossession
Timely Yes
Company First Financial Credit, Inc
Product Vehicle loan or lease
Sub Issue Damage caused or loss of personal items in vehicle during the actual repossession
Sub Product Loan
Date Received 2025-01-28
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-28

Sources: Kentucky Secretary of State