11967779
|
2025-02-06
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Credit card debt
|
Date Received |
2025-02-06
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-02-06
|
|
11762872
|
2025-01-24
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
Issue |
Problem with a company's investigation into an existing problem
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Their investigation did not fix an error on your report
|
Sub Product |
Credit reporting
|
Date Received |
2025-01-24
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-24
|
|
11587627
|
2025-01-20
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Threatened or suggested your credit would be damaged
|
Sub Product |
Credit card debt
|
Date Received |
2025-01-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-20
|
|
11918010
|
2025-02-05
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
You told them to stop contacting you, but they keep trying
|
Sub Product |
Credit card debt
|
Date Received |
2025-02-05
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-02-05
|
|
11622548
|
2025-01-19
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
I do not know
|
Date Received |
2025-01-19
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-19
|
|
11740547
|
2025-01-25
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2025-01-25
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-25
|
|
11741102
|
2025-01-25
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Credit card debt
|
Date Received |
2025-01-25
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-25
|
|
11351111
|
2025-01-03
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Credit card debt
|
Date Received |
2025-01-03
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-21
|
|
11830689
|
2025-01-29
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
Tags |
Servicemember
|
Issue |
Problem with a company's investigation into an existing problem
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Their investigation did not fix an error on your report
|
Sub Product |
Credit reporting
|
Date Received |
2025-01-29
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-29
|
|
11916579
|
2025-02-03
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
I do not know
|
Date Received |
2025-02-03
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-02-03
|
|
11716242
|
2025-01-23
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Debt was result of identity theft
|
Sub Product |
Credit card debt
|
Date Received |
2025-01-23
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-24
|
|
11732692
|
2025-01-25
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Information belongs to someone else
|
Sub Product |
Credit reporting
|
Date Received |
2025-01-25
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-25
|
|
11745582
|
2025-01-25
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Personal information incorrect
|
Sub Product |
Credit reporting
|
Date Received |
2025-01-25
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-25
|
|
11778143
|
2025-01-26
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Credit card debt
|
Date Received |
2025-01-26
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-26
|
|
11330131
|
2024-12-30
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
Tags |
Older American, Servicemember
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Account information incorrect
|
Sub Product |
Credit reporting
|
Date Received |
2024-12-30
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-30
|
|
11736353
|
2025-01-25
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Threatened or suggested your credit would be damaged
|
Sub Product |
I do not know
|
Date Received |
2025-01-25
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-25
|
|
10916030
|
2024-11-26
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
I do not know
|
Date Received |
2024-11-26
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-26
|
Consumer Consent Provided |
Consent not provided
|
|
10848233
|
2024-11-20
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
Issue |
Problem with a company's investigation into an existing problem
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Their investigation did not fix an error on your report
|
Sub Product |
Credit reporting
|
Date Received |
2024-11-20
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-20
|
Consumer Consent Provided |
Consent not provided
|
|
11440730
|
2025-01-09
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
I do not know
|
Date Received |
2025-01-09
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-09
|
|
11283514
|
2024-12-26
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Tags |
Servicemember
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Reporting company used your report improperly
|
Sub Product |
Credit reporting
|
Date Received |
2024-12-26
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-26
|
|
11274348
|
2024-12-23
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
Issue |
Problem with a company's investigation into an existing problem
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Their investigation did not fix an error on your report
|
Sub Product |
Credit reporting
|
Date Received |
2024-12-23
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-23
|
|
11284827
|
2024-12-26
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
Issue |
Threatened to contact someone or share information improperly
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Talked to a third-party about your debt
|
Sub Product |
I do not know
|
Date Received |
2024-12-26
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-27
|
|
11240732
|
2024-12-22
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Debt was already discharged in bankruptcy and is no longer owed
|
Sub Product |
Credit card debt
|
Date Received |
2024-12-22
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-22
|
Complaint What Happened |
Charge Offs 1099C, You wrote my debt off as a profit loss, which is in accurate because you never sent me a 1099C for the IRS. I have everything on my credit report has to be accurate. You should not be reporting this to my credit report which makes it fraud or I can report this to the IRS, FTC, CFPB For suspicion of fraud. Please remove these items from my credit report immediately. I have repeatedly asked you to remove this from my credit report for the last two years.
|
Consumer Consent Provided |
Consent provided
|
|
11277284
|
2024-12-26
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Tags |
Servicemember
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Reporting company used your report improperly
|
Sub Product |
Credit reporting
|
Date Received |
2024-12-26
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-26
|
|
11116078
|
2024-12-11
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
I do not know
|
Date Received |
2024-12-11
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-11
|
Consumer Consent Provided |
Consent not provided
|
|
11102570
|
2024-12-10
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
Tags |
Servicemember
|
Issue |
Problem with a company's investigation into an existing problem
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Their investigation did not fix an error on your report
|
Sub Product |
Credit reporting
|
Date Received |
2024-12-10
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-10
|
Complaint What Happened |
Subject : Fraudulent Credit Reporting, Duplicate Account, and FCRA Violations Details of Complaint : I am filing this complaint against XXXX XXXX XXXX XXXX XXXX XXXX, and LVNV Funding LLC for violating the Fair Credit Reporting Act ( FCRA ) and engaging in fraudulent credit reporting practices.
Duplicate Account Reporting by XXXX XXXX XXXXank : I held a legitimate account with XXXX XXXX XXXX that was paid in full, closed, and marked as " never late '', with a balance of {$610.00}, resolved through their insurance program.
XXXX XXXX XXXX fraudulently created and reported a duplicate account with an inflated balance of {$770.00}, which was then sold to LVNV Funding for collections.
Inconsistent and Misleading Reporting by CRAs : XXXX and XXXX initially reflected the accurate reporting of the original account but later removed the positive standing in late 2024.
XXXX has failed to provide my credit report for more than three months, violating 15 U.S.C. 1681g of the FCRA.
Fraudulent Collection Activity by LVNV Funding : LVNV Funding reported a collection account based on the fraudulent duplicate account, despite the original account being resolved and closed.
Failure to Investigate Disputes : I have disputed these inaccuracies through the CFPB and directly with the CRAs. However, they failed to investigate properly or resolve the issues, violating 15 U.S.C. 1681i and 1681e ( b ) of the FCRA.
Impact on My Consumer Rights : The creation and reporting of a duplicate account, coupled with the removal of accurate positive history, have significantly harmed my creditworthiness. This is a clear case of fraud, misrepresentation, and security fraud.
Requested Actions : Immediate deletion of the duplicate account from all credit reports.
Removal of the LVNV Funding collection account tied to the fraudulent duplicate.
Investigation into the practices of XXXX XXXX XXXX, XXXX, XXXX, XXXX, and LVNV Funding to ensure compliance with the FCRA.
Additional Information : This matter has already been reported to the CFPB but remains unresolved. I seek the FTCs assistance to investigate these violations and hold the responsible parties accountable.
I reported this to the FTC and will file a civil complaint if continue to report inaccurate information.
|
Consumer Consent Provided |
Consent provided
|
|
11040984
|
2024-12-05
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Sued you in a state where you do not live or did not sign for the debt
|
Sub Product |
I do not know
|
Date Received |
2024-12-05
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-09
|
Complaint What Happened |
I sent a letter requesting validation of the debt. The letter stated the following. I am writing to request a validation of the debt you are claiming I owe. Please provide the following within 30 days. 1. The amount of the debt. 2. The name of the Credit, whom the debt is owed. 3. A copy of the original contract agreement showing my responsibility for the debt. 4. Any judgment or other legal action taking related to this debt. 5. Verification that the statute of limitations has not been exceeded for the state of Kentucky. Sincerely XXXX XXXX
|
Consumer Consent Provided |
Consent provided
|
|
11343633
|
2025-01-01
|
Electronic communications
|
Debt collection
|
|
Issue |
Electronic communications
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated messages
|
Sub Product |
Credit card debt
|
Date Received |
2025-01-01
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-01
|
|
10477699
|
2024-10-16
|
Incorrect information on your report
|
Credit card
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit card
|
Sub Issue |
Account status incorrect
|
Sub Product |
General-purpose credit card or charge card
|
Date Received |
2024-10-16
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-10-16
|
Consumer Consent Provided |
Consent not provided
|
|
10079299
|
2024-09-10
|
Attempts to collect debt not owed
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Auto debt
|
Date Received |
2024-09-10
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-10-15
|
Complaint What Happened |
In XX/XX/XXXX I paid off a vehicle ( which shows on my credit report ). In XXXX XXXX XXXX sold you an account that had already been paid. Both Resurgent and LVNV funding are on my credit report at the same time for the same amount. The paperwork that you keep showing from XXXX XXXX from XXXX is the address is wrong, and the paperwork from the XXXX XXXX XXXX XXXX states I had a XXXX in XX/XX/XXXX, and there is no signature from the loan collateral and no seal, with no dates of signatures.
For XXXX XXXX XXXX XXXX I have medical documentation
|
Consumer Consent Provided |
Consent provided
|
|
8075294
|
2023-12-28
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
Resurgent Capital Services L.P.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Reporting company used your report improperly
|
Sub Product |
Credit reporting
|
Date Received |
2023-12-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-12-28
|
Complaint What Happened |
On XX/XX/2023- XXXX is harassing me and using abusive and profane language when contacting my phone. I told them to put me on the do not call list and they asked for my social security number. When I told them I won't be giving that they told me they couldn't help me. I am sure this is a violation of the FDCPA.
To date, XXXX has NEVER validated the debt nor have they provided the requested information.
The account in question was fraudulently opened and they are committing aggravated identity theft until they are able to prove otherwise.
This company and the representatives of the company are predatory extortionists and I will pursue legal action within XXXX day of receipt of this notice if the information requested is not provided.
|
Consumer Consent Provided |
Consent provided
|
|