MID-ATLANTIC FINANCE CO., INC.

Branch

Company Details

Name:	MID-ATLANTIC FINANCE CO., INC.
Legal type:	Foreign Corporation
Status:	Active
Standing:	Good
Profit or Non-Profit:	Profit
File Date:	09 May 2003 (22 years ago)
Authority Date:	09 May 2003 (22 years ago)
Last Annual Report:	17 Feb 2025 (2 months ago)
Branch of:	MID-ATLANTIC FINANCE CO., INC., FLORIDA (Company Number S27451)
Organization Number:	0559752
Industry:	Non-Depository Credit Institutions
Number of Employees:	Small (0-19)
Principal Office:	4592 ULMERTON ROAD, STE 200, CLEARWATER, FL 33762
Place of Formation:	FLORIDA

Director

Name	Role
Matt Godri	Director
Camila Gonzalez	Director
Ron Ciganek	Director
Rick Snyder	Director
Sam Goodman	Director

President

Name	Role
Pete Agostinelli	President
Kevin Hawkins	President

Secretary

Name	Role
Matt Godri	Secretary

Treasurer

Name	Role
Matt Godri	Treasurer

Vice President

Name	Role
John Annarino	Vice President
Berlio Torres	Vice President
Casie Aynat	Vice President
Rich LeComte	Vice President

Registered Agent

Name	Role
C T CORPORATION SYSTEM	Registered Agent

Filings

Name	File Date
Annual Report	2025-02-17
Annual Report	2024-05-16
Annual Report	2023-04-02
Annual Report	2022-01-03
Annual Report	2021-01-20
Annual Report	2020-02-13
Annual Report	2019-03-01
Annual Report	2018-02-02
Annual Report	2017-02-17
Annual Report	2016-03-01
Annual Report	2015-01-20
Annual Report	2014-01-13
Annual Report	2013-02-20
Annual Report	2012-04-06
Annual Report	2011-03-29
Registered Agent name/address change	2010-04-19
Annual Report	2010-02-19
Annual Report	2009-01-23
Principal Office Address Change	2009-01-23
Registered Agent name/address change	2008-09-16

CFPB Complaint

Complaint Id

Date Received

Issue

Product

7845560

2023-11-13

Communication tactics

Debt collection

Tags	Servicemember
Issue	Communication tactics
Timely	Yes
Company	Mid-Atlantic Finance Co., Inc.
Product	Debt collection
Sub Issue	You told them to stop contacting you, but they keep trying
Sub Product	Auto debt
Date Received	2023-11-13
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2023-11-13
Complaint What Happened	I bought a car from a buy here pay here place in XXXX Ky. The dealership sold the loan to Mid Atlantic Finance in XXXX Florida. I was contacted and told the agent at the time, that the payment is due on the XXXX of each month, but not past due until the XXXX. I told them not to contact me unless the payment is past due and they agreed. They contacted me as a " Courtesy Call, '' on the XXXX to let me know the bill was going to be due on the XXXX. I told them not to do that again. They contacted me the next time on the XXXX, and told me the bill was late, and if I didn't pay I would be charged extra fees and my credit would be affected. I bought the vehicle at a buy-here because I am going through bankruptcy at the moment and needed a vehicle to replace one I lost from voluntary repossession. I again told them to not contact me at all. So the next month, they called my WIFE and demanded that she tell me to make my payment, on the XXXX. Then they contacted her on the XXXX. Again, I called and told them to no longer call me, at all, period. I followed this with an email. They just contacted me again, on the due date, not the late date, to demand I pay. Against my wishes. Since I have had this nightmare of a company, they have harassed me, and my family, each month with no cause, no reason, and in direct violation of my wishes.
Consumer Consent Provided	Consent provided

6277219

2022-12-04

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports

Issue	Improper use of your report
Timely	Yes
Company	Mid-Atlantic Finance Co., Inc.
Product	Credit reporting, credit repair services, or other personal consumer reports
Sub Issue	Reporting company used your report improperly
Sub Product	Credit reporting
Date Received	2022-12-04
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2022-12-04
Company Public Response	Company believes it acted appropriately as authorized by contract or law
Complaint What Happened	MID ATLANTIC FINANCE C has flagged your account as Government / Insurance Claim on XX/XX/2022. Source : XXXX XXXX : MID ATLANTIC FINANCE C Address : XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone : ( XXXX ) XXXX Activity : XXXX XXXX XXXX ( Gov Claim Insurance Claim ) Balance Date : XX/XX/2022 New Auto Loan MID ATLANTIC FINANCE C reported a new account on your Experian Credit Report. XX/XX/2022 MID ATLANTIC FINANCE C reported a New Auto Loan to your XXXX XXXX XXXX. Source : XXXX XXXX : MID ATLANTIC FINANCE C Address : XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone : ( XXXX ) XXXX Balance : {$6600.00}
Consumer Consent Provided	Consent provided

Sources: Kentucky Secretary of State