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WILLIAMS & FUDGE, INC.

Company Details

Name: WILLIAMS & FUDGE, INC.
Legal type: Foreign Corporation
Status: Active
Standing: Good
Profit or Non-Profit: Profit
File Date: 18 Mar 2011 (14 years ago)
Authority Date: 18 Mar 2011 (14 years ago)
Last Annual Report: 05 Jun 2024 (10 months ago)
Organization Number: 0787292
Industry: Depository Institutions
Number of Employees: Medium (20-99)
Principal Office: 300 CHATHAM AVENUE, ROCK HILL, SC 29730
Place of Formation: SOUTH CAROLINA

Registered Agent

Name Role
C T CORPORATION SYSTEM Registered Agent

Secretary

Name Role
Gary L Williams Secretary

Treasurer

Name Role
David C Williams Treasurer

President

Name Role
Christopher P Ruh President

Director

Name Role
Gary L Williams Director

Filings

Name File Date
Annual Report 2024-06-05
Annual Report 2023-06-05
Annual Report 2022-02-07
Annual Report 2021-06-17
Annual Report 2020-06-18
Annual Report 2019-06-11
Annual Report 2018-06-12
Annual Report 2017-06-23
Annual Report 2016-06-21
Annual Report 2015-06-16

CFPB Complaint

Complaint Id Date Received Issue Product
2827618 2018-02-27 Threatened to contact someone or share information improperly Debt collection
Issue Threatened to contact someone or share information improperly
Timely Yes
Company Williams & Fudge, Inc
Product Debt collection
Sub Issue Contacted you after you asked them to stop
Sub Product I do not know
Date Received 2018-02-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-02-27
Complaint What Happened A person identifying themselves as " XXXX '' called my place of employment 8 times in one day trying to get in contact with me on XX/XX/XXXX. My administrative staff believed it to be some sort of emergency because of the repeated calls. When I returned to my desk, I called the number that was left. " XXXX '' identified himself as someone working for Williams and Fudge who was looking for who they had reason to believe was my spouse about a " business matter. '' I told him that I do not know who he is and I will not confirm that the person he is looking for is my spouse, again because I do not know who he is. I told him that he is not to contact me again in attempts to contact someone else. I told him explicitly that he does not have my permission to contact me at work looking for someone else. I repeated myself that he can not call me at work and asked him if he understood. He said that he did. Today, XX/XX/XXXX ; a man identifying himself as " XXXX '' from Williams and Fudge called me at my place of employment saying that he had to " talk to me about a business matter with my spouse. '' I recognized the name of Williams and Fudge again and said that I spoke with someone from there weeks ago that they do not have my permission to call me at work looking for someone else. I repeated myself and told him not to ever call me at work looking for someone else. I then hung up. I believe they are harassing me. Calling constantly and ignoring my demands that they not contact me at work when they are trying to actually contact someone else. I refuse to confirm with them whether the person they are looking for is my spouse because again I do not know who they are or for what purpose they are trying to contact this other person. Regardless, they have been told multiple times that they do not have permission to call me at my place of employment.
Consumer Consent Provided Consent provided
8468431 2024-03-04 Electronic communications Debt collection
Tags Servicemember
Issue Electronic communications
Timely Yes
Company Williams & Fudge, Inc
Product Debt collection
Sub Issue Contacted before 8am or after 9pm
Sub Product Other debt
Date Received 2024-03-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-03-04
Complaint What Happened I am in debt with a university I previously attended. I had spoken to the Williams Fudge collector known as XXXX XXXX and acknowledged the debt on multiple occasions. They began calling my workplace and also ended up contacting my mother and disclosed the information about my debt without my knowledge. They have lied to me and told me that my debt needed to be payed off on a specific day that he called and made me stay on the phone until I payed it. I am not in a position to pay in full and asked about a monthly plan. But that was not good enough for them, as they began calling my workplace asking to speak with me and telling my family members about my personal business. I receive repeated calls multiple days of the week and I am tired. My debt has been acknowledged and they are harassing me.
Consumer Consent Provided Consent provided
7807995 2023-11-06 Attempts to collect debt not owed Debt collection
Tags Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company Williams & Fudge, Inc
Product Debt collection
Sub Issue Debt is not yours
Sub Product Private student loan debt
Date Received 2023-11-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-11-06
Consumer Consent Provided Consent not provided
5399653 2022-04-03 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Williams & Fudge, Inc
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product I do not know
Date Received 2022-04-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-04-03
Complaint What Happened Due to unforeseen circumstances I had to dropout of college. i received a notice of debt owed to XXXX XXXX University I received a call from a debt collector advising me about this debt, I agreed to establish a payment plan with the agency assigned the debt by XXXX to make monthly payments and avoid bankruptcy. In doing so it was agreed that the debt would not get reported to my credit report. i have been making payments every month as agreed and have learned once access was gained to my XXXX XXXX that the company is reporting to XXXX XXXX and has been doing long before the collection company called me. This company did not notify me by mail prior to the phone call mentioned above and then reporting this to the credit beaureus not allowing me to dispute or validate the charges. This needs to come off my credit now. This debt collector is in direct violation of FCRA.
Consumer Consent Provided Consent provided
483189 2013-08-08 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Williams & Fudge, Inc
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Federal student loan
Date Received 2013-08-08
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2013-08-13
Consumer Consent Provided N/A
956875 2014-07-28 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Williams & Fudge, Inc
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-07-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-07-28
Consumer Consent Provided N/A
690214 2014-01-29 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Williams & Fudge, Inc
Product Debt collection
Sub Issue Debt is not mine
Sub Product Non-federal student loan
Date Received 2014-01-29
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-02-07
Consumer Consent Provided N/A
12513128 2025-03-17 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Williams & Fudge, Inc
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Private student loan debt
Date Received 2025-03-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-03-17

Sources: Kentucky Secretary of State