PRIZM FINANCIAL COMPANY, LLC

Company Details

Name:	PRIZM FINANCIAL COMPANY, LLC
Legal type:	Foreign Limited Liability Company
Status:	Active
Standing:	Good
Profit or Non-Profit:	Profit
File Date:	20 Jan 2015 (10 years ago)
Authority Date:	20 Jan 2015 (10 years ago)
Last Annual Report:	20 Feb 2025 (2 months ago)
Organization Number:	0907882
Industry:	Non-Depository Credit Institutions
Number of Employees:	Medium (20-99)
Principal Office:	3700B PARK 42, DR., SUITE 150B, CINCINNATI, OH 45241
Place of Formation:	OHIO

Registered Agent

Name	Role
CORPORATION SERVICE COMPANY	Registered Agent

Member

Name	Role
Brad Zappin	Member
Greg Sweeney	Member
Jacob Sweeney Jr.	Member
Sarah Sweeney	Member
Joshua Sweeney	Member
Zachary Sweeney	Member

Licenses

Department	License Number	License Type / Line of Authority	Status	Issue Date	Effective Date	Inactive Date	Expiry Date	Address
Department of Financial Institutions	CL323803	Consumer Loan	Current - Licensed	-	-	-	-	3700B Park 42 Drive, Suite 150BCincinnati , OH 45241

Filings

Name	File Date
Annual Report	2025-02-20
Principal Office Address Change	2024-05-01
Annual Report	2024-05-01
Annual Report	2023-05-23
Annual Report	2022-04-28
Annual Report	2021-05-07
Annual Report	2020-05-29
Annual Report	2019-10-01
Principal Office Address Change	2019-06-28
Annual Report	2018-05-04
Annual Report	2017-05-24
Annual Report	2016-05-25
Registered Agent name/address change	2015-10-28
Certificate of Authority (LLC)	2015-01-20

CFPB Complaint

Complaint Id

Date Received

Issue

Product

2786752

2018-01-19

Struggling to pay your loan

Vehicle loan or lease

Issue	Struggling to pay your loan
Timely	Yes
Company	Prizm Financial Company, LLC
Product	Vehicle loan or lease
Sub Issue	Lender trying to repossess or disable the vehicle
Sub Product	Loan
Date Received	2018-01-19
Submitted Via	Web
Company Response	Closed with monetary relief
Consumer Disputed	N/A
Date Sent To Company	2018-01-19
Company Public Response	Company believes it acted appropriately as authorized by contract or law
Complaint What Happened	I have already filed a complaint with the company through here once already. They have one employee that continues to harass me and threaten me. The company has already responded to the original complaint through here and the employee continued to harass me. So I reached out to the supervisor and they advised me that the employee would be removed from my account. Im not even 30 days late on my payment and the same employee that the company advised me would not be allowed to touch my account put my car on the repo list and advised me to surrender now. He is very unprofessional in the way he conducts business and the way he continues to go against company orders and harass me.
Consumer Consent Provided	Consent provided

2665539

2017-09-07

Struggling to pay your loan

Vehicle loan or lease

Issue	Struggling to pay your loan
Timely	Yes
Company	Prizm Financial Company, LLC
Product	Vehicle loan or lease
Sub Issue	Lender trying to repossess or disable the vehicle
Sub Product	Loan
Date Received	2017-09-07
Submitted Via	Web
Company Response	Closed with monetary relief
Consumer Disputed	N/A
Date Sent To Company	2017-09-08
Company Public Response	Company believes it acted appropriately as authorized by contract or law
Complaint What Happened	I have a car loan I paid on time for a full year and a half, I had to go on fmla from work for 3 months because my daughter was hospitalized resulting in me not getting paid for 3 months. The loan agency would not help in anyway for making lower payments but they let me making minimum payments every week of XXXX which is hard to do when you 're not getting paid but I managed. I went back to work and started catching up on the payments but I 'm currently still passed due because I 'm trying to catch up on the car payment and rent as well. I explained this all to the original lady that I was working with and the agreement was as long as I 'm making active payments they would not take the car. I 'm now having 3 different people contacting me via email and phone all at the same on regards to this account. They are not relying messages to each other. Today while I was on the phone with one collector I had the other person email me that he put my car up for repossession when the lady I was on the phone with reassured me that I was fine. I made a payment on the 4th of XXXX and today I had one email me that they need another payment immediately because they can no longer continue this way. It has n't even been 3 days since I made one payment and I had already scheduled a payment on the 4th as well for XXXX for the 15th which would then put my passed due payment at XXXX which is less then the monthly car note which is XXXX. Every week I get a message that I 'm on the verge of a repossession when I 'm making payments and staying in contact with them. I work XXXX to XXXX XXXX which is the time they try to contact me and I can not contact them back which I 've told them but if I do n't contact them right away they state they are putting my car for repossession.
Consumer Consent Provided	Consent provided

Sources: Kentucky Secretary of State